Where your Lorson Ranch tax money goes
Seven local tax districts run this neighborhood. Here is what they owe and how they spend, straight from their own reports.
Most spending is interest on debt
About two of every three dollars spent in 2024 went to interest.
What this means: Interest is like rent paid to lenders for money already borrowed. It does not lower the total owed. Only a tiny slice actually pays the debt down.
Homeowners pay most of it
About 8 of every 10 dollars comes from property taxes.
What this means: The districts run mainly on money from homeowners through the tax bill (mill levy plus ownership tax).
Which districts owe the most
One district owes more than half of the whole total.
What this means: The debt is not shared evenly. Newer areas were built with more borrowed money, and future homeowners help pay it back.
A loan that can grow for 34 years
MD 4 borrowed this at 8 percent. Interest is payable each year, starting in December 2023, only when subordinate pledged revenue is available. The district paid $1.312M in 2024. Unpaid interest compounds each year.
This is called a back of line loan (subordinate bond). If no further payments are made, the $16.4M could compound to about $225M by 2057. That is a worst-case ceiling; actual payments when revenue is available reduce the path.
The 8 loans behind the debt
Rate is the yearly interest. Loans with no set payoff date and high rates grow the fastest.
How much each district taxes
Tax rates swing from very low to very high across the 7 districts.
What this means: A mill is a tax rate on your home value. More mills means a bigger yearly bill for that district. Homes in the newer areas carry the highest rates.
The 2026 budget shows large gross money flows
What this means: Gross budgeted inflows and outflows total $75.5M and $77.6M. These include about $60M in interdistrict capital transfers counted more than once. The external property tax base is about $8.7M.
The 7 districts at a glance
The board seats
These are the elected or appointed board seats listed on the districts' own website. Names are shown as masked labels so readers can see repeated service across districts without publishing the underlying names.
Some masked labels appear on more than one board
Some board labels repeat across the districts.
What this means: The 7 districts have separate public filings, and some board-service labels appear in more than one district. Each block below marks where the same masked label appears.
How the $16.4M loan was authorized
What this means: The MD 4 audit describes the steps used to authorize this debt. These dates and figures are summarized from that audit.
Source: MD 4 2024 audited financial statements. The audit states the board approved the authorizing resolution and that bond proceeds repay the developer for public improvement costs it had already funded.
Every figure is from public records
These are the districts' own audited reports and budgets, posted on their website. Tap any link to read the original.
About this page. This is a public service summary for homeowners, reporters, and lawyers. Every figure comes from public records: the districts' own audited reports, budgets, transparency notices, and board rosters. Board labels are permanently masked on this page and in the shipped data. This page reports what those records say. Readers should check the linked originals and compare the source records.
Records reviewed as of July 6, 2026. Later budgets, audits, filings, tax records, debt disclosures, board materials, or source-site changes may update the picture.